Comprehensive Guide to Fire Insurance
Fire insurance is a contract of insurance against the loss/damage by accidental fire or other occurrences customarily included under a fire policy. Types of Fire Policies 1.Standard Fire and Allied…
Homeowners Insurance: Choosing the Right Policy for Your Needs
Homeowners insurance is one of the most important purchases that you can make to protect your home — and by extension, your family — from unexpected expenses that you would otherwise…
Steps to Take After a House Fire
Whether your home was destroyed or partially damaged in a fire, the experience can have a long-lasting mental and financial impact on you and your family. In the aftermath of…
Recovering from a House Fire
A house fire can be devastating. While usually, thanks to devices such as smoke and heat alarms, everyone gets out safely, possessions and valuables can be destroyed. This is why…
Car Essentials:What to Keep and What to Avoid
Practical Items to Have in Your Car for Convenience and Safety Having a well-prepared car equipped with essential items can significantly enhance your convenience and safety, especially in unexpected situations. Whether…
A Guide to Vehicle Documentation: What You Need to Carry
Documents to Keep in Your Car: Vehicle Registration Vehicle registration is a critical document that verifies your vehicle is officially registered with your state’s motor vehicle department, confirming you have…
The Structure and Regulation of the U.S. Insurance Industry
Regulation State-based insurance regulatory system Historically, the insurance industry in the United States was regulated almost exclusively by individual state governments. The first state commissioner of insurance was appointed in…
INSURANCE HISTORY IN UNITED STATE
HISTORY INSURANCE The first insurance company in the United States underwrote fire insurance and was formed in Charleston, South Carolina, in 1735. In 1752, Benjamin Franklin helped form a mutual…
Navigating Auto Insurance Requirements in the United States
Navigating Auto Insurance Requirements in the United States Crash In the United States, automotive insurance covering liability for injuries and property damage is compulsory in most states, but different states…
Towing Coverage, and Personal Property Protection in Auto Insurance?
Loan/lease payoff Loan/lease payoff coverage, also known as GAP coverage or GAP insurance, was established in the early 1980s to provide protection to consumers based upon buying and market trends.…